The Republican
Walker has lived in the district since 2013 and is a Wayne native.

He graduated from Archbishop John Carroll High School and earned a bachelor’s degree in business administration, with a minor in human resource management, from Widener University.

A licensed insurance agent with more than 25 years of experience in employee benefits, Walker is the founder and owner of Dignity Insured LLC, a health insurance brokerage serving small businesses, individuals and Medicare recipients.

He is married to Christine Wellington Walker and they have five children. He is active with St. Denis Parish in Havertown and has coached youth football and basketball. He has served for eight years as director of Bulldawg Flag Football.

Trombetta, Walker face off for 166th District state House seat

Joe Walker is a Wayne native. He earned a bachelor's degree in business administration, with a minor in human resource management, from Widener University. He is married to Christine Wellington Walker, and they have five children; he is active in St. Denis Parish in Havertown.

He graduated from Archbishop John Carroll High School and earned a bachelor’s degree in business administration, with a minor in human resource management, from Widener University.

A licensed insurance agent with more than 25 years of experience in employee benefits, Walker is the founder and owner of Dignity Insured LLC, a health insurance brokerage serving small businesses, individuals and Medicare recipients.

Joe works as a licensed insurance agent and is the founder and owner of Dignity Insured LLC, a health insurance brokerage.

Joe Walker’s run for Pennsylvania State Representative in District 166 is his first run for elected office.

2026 Pennsylvania General Election 

### 2. Champion "Longtime Owner Occupant" (LOOP) Legislation

Philadelphia has a program called LOOP, but it isn't currently available to suburban townships like Haverford or Marple without specific state enabling legislation.

The Action: Propose a bill that allows Delaware County to implement its own LOOP-style program. This would cap assessment increases for residents who have lived in their homes for 10+ years and meet certain income criteria.

The Goal: It prevents "gentrification tax hikes," where a surge in local property values (common in Havertown) leads to a massive tax spike that long-term residents cannot afford.

Issues & Platform — Walker for PA State House

### 4. Implement Local "Tax Freezes" for Low-Income Seniors

Pennsylvania law allows for a senior citizen tax freeze, but it requires local jurisdictions to opt-in and often needs clearer state guidance to be effective.

The Action: Advocate for a statewide mandate or a simplified "opt-in" for townships to freeze property tax rates at the level they were when the resident turned 65 (provided they meet income requirements).

The Goal: This provides seniors with predictability. Even if the township or school board raises taxes, the senior's bill remains the same, protecting their retirement savings.

Walker said he would support targeted property-tax freezes or reductions for long-term residents age 70 and older and would pursue policies aimed at increasing transparency in health-care pricing. He also said zoning should protect neighborhood character while allowing small businesses to grow.

### 1. Expand the Senior Property Tax/Rent Rebate (PTRR)

Currently, Pennsylvania offers a rebate to seniors (65+), widows/widowers (50+), and those with disabilities.

The Action: As a State Rep, Joe will sponsor legislation to increase the income eligibility thresholds and raise the maximum rebate amounts.

The Goal: Many seniors in Haverford are "house rich and cash poor"—they own valuable homes but live on fixed incomes that slightly exceed current limits. Adjusting these caps for inflation ensures they aren't taxed out of homes they've owned for 40 years.

### 3. Increase the Homestead/Farmstead Exclusion (Act 1)

Under Act 1, a portion of gambling revenue is used to lower the assessed value of primary residences.

The Action: Fight for a larger share of state gaming or sales tax revenue to be diverted specifically into the Property Tax Relief Fund.

The Goal: This provides an immediate, "bottom-line" reduction on the school tax bill for every homeowner in the district, regardless of age. Joe will push for a formula that favors "high-burden" districts like those in Delaware County.

### 5. Create a "Volunteer Tax Credit" Program

Some PA municipalities have experimented with "Tax Help for Volunteers." 

The Action: Create a state-authorized framework where seniors can volunteer for the township (e.g., at the Haverford Township Free Library, local parks, or administrative offices) in exchange for a direct credit toward their municipal property taxes.

The Goal: This helps seniors stay active and involved in the community while providing them a tangible way to "earn" a reduction in their tax burden.

Proposes authorizing Delaware County to cap property-assessment increases for qualifying long-term homeowners through a LOOP-style program.

Advocates allowing or requiring local property-tax freezes for qualifying low-income seniors.

Said zoning should protect neighborhood character while allowing small businesses to grow.

Plans to sponsor legislation expanding income eligibility and maximum rebates under the Senior Property Tax/Rent Rebate program.

Advocates directing more state gaming or sales-tax revenue to the Property Tax Relief Fund.

Proposes a state-authorized program allowing seniors to earn municipal property-tax credits through township volunteer work.

- Proposes authorizing Delaware County to cap property-assessment increases for qualifying long-term homeowners through a LOOP-style program.
- Advocates allowing or requiring local property-tax freezes for qualifying low-income seniors.
- Said zoning should protect neighborhood character while allowing small businesses to grow.
- Plans to sponsor legislation expanding income eligibility and maximum rebates under the Senior Property Tax/Rent Rebate program.
- Advocates directing more state gaming or sales-tax revenue to the Property Tax Relief Fund.
- Proposes a state-authorized program allowing seniors to earn municipal property-tax credits through township volunteer work.

Economy

🩹
Healthcare

Healthcare is a right, not a privilege. Joe will fight to lower costs and expand access to mental health services statewide.

Joe Walker for PA State House

### Healthcare: Real Experience, Real Solutions

As a small business owner and a health insurance broker, I navigate the complex and frustrating world of healthcare costs every single day. I see exactly how skyrocketing premiums hurt our families and suffocate local businesses. Unlike career politicians who only read about these issues, I know the system inside and out. I will bring this real-world expertise to the table to cut through the red tape, fight for transparency, and drive down health insurance premiums for Pennsylvania families.

Supports lowering healthcare costs and expanding statewide access to mental-health services.

Plans to pursue healthcare-price transparency and lower health-insurance premiums for Pennsylvania families.

- Supports lowering healthcare costs and expanding statewide access to mental-health services.
- Plans to pursue healthcare-price transparency and lower health-insurance premiums for Pennsylvania families.

Healthcare

🏫
Education

Every child deserves a quality public education regardless of zip code. Joe will fight for fair school funding and teachers who are paid what they deserve.

### Partnering with Parents for Student Success

No one knows what a child needs more than their parents. To help every student thrive, we need an educational system that collaborates with families rather than adopting a one-size-fits-all approach. I am committed to protecting parental rights in education and strengthening programs like the Educational Improvement Tax Credit (EITC), ensuring Pennsylvania families have the resources and flexibility they need to personalize their child's educational journey.

Supports fair school funding and higher pay for teachers.

Supports protecting parental rights in education and strengthening the Educational Improvement Tax Credit program.

- Supports fair school funding and higher pay for teachers.
- Supports protecting parental rights in education and strengthening the Educational Improvement Tax Credit program.

Education

As of October 16, 2026, Joe Walker’s website did not contain information on this issue.

Energy & the Environment

### Supporting Our Police

Safe neighborhoods are the foundation of a thriving community. I am fully committed to backing our law enforcement officers, ensuring they have the funding, training, and community support they need to do their jobs effectively and keep our families safe.

Commits to supporting law enforcement officers with funding, training, and community support.

- Commits to supporting law enforcement officers with funding, training, and community support.

Public Safety

Voting & Elections

Joe Walker

- Plans to sponsor legislation expanding income eligibility and maximum rebates under the Senior Property Tax/Rent Rebate program.
- Advocates directing more state gaming or sales-tax revenue to the Property Tax Relief Fund.
- Proposes a state-authorized program allowing seniors to earn municipal property-tax credits through township volunteer work.

Edward Krutsch

Buket Urgen

Judy Trombetta

- Your state representative represents the interests of your local district in the Pennsylvania State House of Representatives. The State House of Representatives, along with the State Senate, makes up your state lawmaking body: the Pennsylvania General Assembly.
- Your state representative can author, sponsor, and vote on bills that may become state laws, including introducing tax bills. 
- State representatives and their staff respond to constituent concerns and questions through emails, phone calls, and website announcements. 
- State representatives oversee the executive branch and can vote to overrule a veto by the Governor.  
- They are elected to two-year terms and have a salary of $106,000, with a 1-3% annual increase

Your representative and state lawmaker in the Pennsylvania House of Representatives