Candidate website

Said, "Commissioner of Insurance is a Council of State position that allows me to look out for everyone in North Carolina who needs insurance -- to ensure rates are fair, coverage is as-advertised, and valid claims are paid... The Insurance Commissioner has authority over all insurance companies doing business in our state... The Dept of Insurance oversees... is also a main source of information about insurance policies and claims, including worker’s compensation."

The candidate's website says, "Commissioner Causey will call for but not actually hold a public hearing... In other words, our current state Insurance Commissioner will allow rates to go up more than necessary, without a public, transparent presentation... of the evidence the insurance companies have to justify their rate increase request..."

The candidate's website says, "The NC Rate Bureau announced that it is once again seeking a huge increase in homeowners’ insurance rates, as much as 99% higher for some... the current NC Insurance Commissioner, has shown time and time again that he’s not on their side."

The candidate's website says, "The Republican incumbent, 'Rate Hike Mike' Causey...has approved an unprecedented number of rate hikes and refuses to hold public hearings...Instead of a transparent process...Causey skips the public hearings and makes private settlements that allow rates to increase again and again...Complete lack of transparency!"

Advocates for greater transparency between the office of insurance commissioner and the public.

The candidate's website says, "State Senator Natasha Marcus Issues Statement on Homeowners’ Insurance Rate Hike Request: Calls on Current Commissioner of Insurance to Fight for Consumers"

The candidate's website says, "2) schedule and hold a full public hearing on the request to start by July 1 and end by August 1, 2024 (including no games by him to avoid and delay his secret rate hikes until after election day); and"

The candidate's website says, "1) reject this excessive rate increase request from the start;"

The candidate's website says, "“In 2024 we need to retire ‘Rate Hike Mike.’ The people of North Carolina deserve a Commissioner who will fight for them when it comes to matters of insurance.”"

The candidate's website says, "She is a leader in her Democratic caucus and a strong advocate for affordable health insurance..."

The candidate's website says, "Senator Natasha Marcus is calling on Insurance Commissioner Causey to do his job and fight for the consumers of North Carolina by doing the following:"

Said, "In January 2024, insurers requested an outrageous jump in homeowners' rates (42% average statewide and 99% on the coast)... Causey did not even show up to listen!"

Supports affordable, reliable insurance for homes, vehicles, businesses, and healthcare in North Carolina; advocates for mitigating climate impact on insurance rates and weather-related losses through knowledge and experience in law and state legislation.

Supports affordable, reliable insurance for homes, vehicles, businesses, and healthcare in North Carolina.

Opposes Commissioner Causey's tenure for allowing frequent insurance rate increases, neglecting to challenge hikes, and not holding insurers accountable, earning him the moniker "Rate Hike Mike" for not keeping his promise to fight rate hikes.

Opposes the path of frequent insurance rate increases, and not holding insurers accountable.

Said, "We need a new Commissioner of Insurance who will do the job right, advocating for the people's best interests and forcing insurance companies to justify their rates at public hearings..."

Said, "We need a new Commissioner of Insurance who will do the job right, advocating for the people's best interests and forcing insurance companies to justify their rates at public hearings."

Said, "I look forward to continuing that work as NC's Commissioner of Insurance... We need a Commissioner who will be on the side of the people, not corporations."

Said, "We need a Commissioner who will be on the side of the people, not corporations."

Opposes private rate settlements by Commissioner Causey, advocates for public hearings on insurance costs, and demands a consumer-focused Commissioner to fight excessive rates and personally oversee hearings, not deferring to appointees.

Opposes private rate settlements, advocating for public hearings on insurance costs to fight excessive rates, and overall advocating for greater transparency between the office of insurance commissioner and the public.

- Supports affordable, reliable insurance for homes, vehicles, businesses, and healthcare in North Carolina.
- Opposes the path of frequent insurance rate increases, and not holding insurers accountable.
- Said, "We need a new Commissioner of Insurance who will do the job right, advocating for the people's best interests and forcing insurance companies to justify their rates at public hearings."
- Said, "We need a Commissioner who will be on the side of the people, not corporations."
- Opposes private rate settlements, advocating for public hearings on insurance costs to fight excessive rates, and overall advocating for greater transparency between the office of insurance commissioner and the public.

Insurance

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The candidate's website says, "We may use your Personal Data to contact you with newsletters, marketing or promotional materials... You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send."

The candidate's website says, "You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service."

The candidate's website says, "Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction."

The candidate's website says, "Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer."

Said, "If you are located outside the United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there."

The candidate's website says, "Friends of Natasha Marcus will take all the steps reasonably necessary to ensure that your data is treated securely... and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information."

Supports collecting Usage Data, including IP address, browser details, page visits, visit duration, and device identifiers for service improvement and diagnostics.

Said, "These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose."

Said, "We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy."

Said, "Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession)."

The candidate's website says, "You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page."

Said, "The security of your data is important to us... While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security."

The candidate's website says, "You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on... The add-on prevents the Google Analytics JavaScript... from sharing information with Google Analytics about visits activity."

The candidate's website says, "Google also recommends installing the Google Analytics Opt-out Browser Add-on - https://tools.google.com/dlpage/gaoptout - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics."

Supports online behavioral advertising self-regulation per Digital Advertising Alliance standards and offers opt-out options for users in the USA, Canada, Europe, or via mobile device settings for enhanced consumer data privacy.

The candidate's website says, "North Carolina State AFL-CIO... working together for... consumer protections, and quality public services on behalf of ALL working people."

Said, "While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:"

Said, "We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information."

The candidate's website says, "This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data."

The candidate's website says, "Cookies are files with a small amount of data which may include an anonymous unique identifier... Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyze our Service."

The candidate's website says, "Under certain circumstances, Friends of Natasha Marcus may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency)."

Said, "We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page."

Said, "We strongly advise you to review the Privacy Policy of every site you visit."

Said, "We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services."

The candidate's website says, "Google Analytics is a web analytics service offered by Google that tracks and reports website traffic... This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network."

The candidate's website says, "You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads"

The candidate's website says, "You can opt-out of AppNexus re-marketing by visiting the Privacy & the AppNexus Platform web page: http://www.appnexus.com/platform-policy#choices"

The candidate's website says, "Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit)."

The candidate's website says, "To prevent or investigate possible wrongdoing in connection with the Service"

The candidate's website says, "To protect the personal safety of users of the Service or the public"

Supports protecting minors' privacy by not collecting data from those under 18 years old without parental consent and removing such data if collected inadvertently.

As of January 31, 2024, Natasha Marcus’s website did not contain information on this issue.

Consumer Protection

Fire Safety

The candidate's website says, "The DCABP fights for the empowerment and equality of the Black community, champions social justice and racial equity, and promotes the welfare of Black people in civic, cultural, economic, educational, health, housing, political, youth, and religious and human affairs."

Housing & Urban Development

Twitter

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Natasha Marcus

Opposes insurance rate increases, saying he "will fight against any insurance rate increases during his four year term."

Promises "Insurance claim resolution within 60 days", saying "insurance companies will have 60 days to pay claims or be subject to a penalty that is paid to you, not the DOI.

Said "I will work with the debt collection agencies to put together a model repayment plan that is adopted industry wide that includes a low interest rate, payment plans, and canceling debt when possible."

Said "I will lead a pioneering initiative to form a statewide task force dedicated to exploring the concept of gun liability insurance."

Supports using the office to help achieve mental health parity.

Wants to create "Incentives for Green Insurance Products" to combat climate change.

Wants to "develop mechanisms to adjust insurance premiums based on climate risk. Insurers should be encouraged to factor climate-related risks into their pricing models, and policyholders who adopt sustainable practices should be rewarded with lower premiums."

- Opposes insurance rate increases, saying he "will fight against any insurance rate increases during his four year term."
- Promises "Insurance claim resolution within 60 days", saying "insurance companies will have 60 days to pay claims or be subject to a penalty that is paid to you, not the DOI.
- Said "I will work with the debt collection agencies to put together a model repayment plan that is adopted industry wide that includes a low interest rate, payment plans, and canceling debt when possible."
- Said "I will lead a pioneering initiative to form a statewide task force dedicated to exploring the concept of gun liability insurance."
- Supports using the office to help achieve mental health parity.
- Wants to create "Incentives for Green Insurance Products" to combat climate change.
- Wants to "develop mechanisms to adjust insurance premiums based on climate risk. Insurers should be encouraged to factor climate-related risks into their pricing models, and policyholders who adopt sustainable practices should be rewarded with lower premiums."

Said "I'll work with the legislature to get legislation on the books that protects consumers from predatory practices, high interest rates, and wrecking credit reports."

Said he will stop "the overcharging of seniors on their medical bills, helping resolve claims quickly and fairly, providing Medicare supplemental insurance for all North Carolina seniors and working to expand Medicare for all."

Will create a "public website that has ratings for auto, home, renters, and other insurance lines. This website will include a rating based upon price, customer complaints, payment of claims, and other factors."

- Said "I'll work with the legislature to get legislation on the books that protects consumers from predatory practices, high interest rates, and wrecking credit reports."
- Said he will stop "the overcharging of seniors on their medical bills, helping resolve claims quickly and fairly, providing Medicare supplemental insurance for all North Carolina seniors and working to expand Medicare for all."
- Will create a "public website that has ratings for auto, home, renters, and other insurance lines. This website will include a rating based upon price, customer complaints, payment of claims, and other factors."

Said "I will immeidately begin the process of procuring a 2nd set of turnout gear for any NC fire deptartment and/or rescue squad that requests it.  This 2nd set of gear will help lower the rate of cancer that an unclean set of gear subjects firefighters.  The gear costs approximately $2500 per firefighter and many departments cannot afford this extra cost."

Said he "will push with the NC General Assembly a $5000 tax credit for every firefighter that is either full time or has at least 10 hours of service as a volunteer each month."

- Said "I will immeidately begin the process of procuring a 2nd set of turnout gear for any NC fire deptartment and/or rescue squad that requests it.  This 2nd set of gear will help lower the rate of cancer that an unclean set of gear subjects firefighters.  The gear costs approximately $2500 per firefighter and many departments cannot afford this extra cost."
- Said he "will push with the NC General Assembly a $5000 tax credit for every firefighter that is either full time or has at least 10 hours of service as a volunteer each month."

Wants to redo the permitting process to make it easier to build affordable housing.

- Wants to redo the permitting process to make it easier to build affordable housing.

David Wheeler

- The Commissioner of Insurance regulates the insurance industry, handles complaints related to insurance companies, and licenses insurance agents.
- The Commissioner of Insurance regulates how stocks and equity securities for insurance companies are traded within the state.
- The Commissioner of Insurance appoints the State Fire Marshal. The Office of State Fire Marshal (OSFM) duties include training fire and rescue personnel, reviewing construction plans for state building projects, as well as getting property insurance for state owned property.  
- The Commissioner of Insurance oversees an office of over 400 employees. They are elected for a four-year term. The position has no term limits.