Raphael is from Philadelphia, Pennsylvania. He attended Penn State University. He has a Chartered Leadership Fellow designation from the American College of Financial Services.

Raphael is the owner of the Raphael Baker and Associates, an insurance brokerage. He founded the company in 2011. He also works as Editor in Chief of Rags 'N' Riches Magazine and Diaz Allen Designs, a home goods company.

Raphael Baker’s campaign for Insurance and Safety Fire Commissioner is his first entry into politics.

Said, "people of color tend to pay higher car and homeowners insurance premiums." He plans to work with legislators to provide more equitable insurance rates, regardless of race.

Plans to model ethical behavior within the department. Said, "any claims of unethical behavior or corruption will be handled swiftly."

- Said, "people of color tend to pay higher car and homeowners insurance premiums." He plans to work with legislators to provide more equitable insurance rates, regardless of race.
- Supports ending the impact of redlining.
- Plans to model ethical behavior within the department. Said, "any claims of unethical behavior or corruption will be handled swiftly."

Corruption

Wants to work with lawmakers to create affordable health insurance solutions.

Wants to work with car insurance companies to make sure that rates are appropriate and stable for people with clean driving records.

Supports the creation of a fund for individuals that want to open insurance agencies in Georgia, with a focus on "women, people of color, LGBTQIA+ and other underrepresented groups".

Wants to provide educational resources that explain insurance coverage and financial literacy in easily understandable language. He also supports the creation of safe driving initiatives in driving schools and other organizations.

- Wants to work with lawmakers to create affordable health insurance solutions.
- Wants to work with car insurance companies to make sure that rates are appropriate and stable for people with clean driving records.
- Supports the creation of a fund for individuals that want to open insurance agencies in Georgia, with a focus on "women, people of color, LGBTQIA+ and other underrepresented groups". 
- Wants to provide educational resources that explain insurance coverage and financial literacy in easily understandable language. He also supports the creation of safe driving initiatives in driving schools and other organizations.

Insurance

Wants to make sure healthcare is affordable. Said, "Some of my strategies include encouraging carrier competition, advocating for price caps on some services and reduction of the utilization of low-value care. Some examples of low-value care are name brand drugs, when identical generic drugs exist."

- Supports "healthcare as a right." 
- Supports expansion of Medicare.
- Wants to make sure healthcare is affordable. Said, "Some of my strategies include encouraging carrier competition, advocating for price caps on some services and reduction of the utilization of low-value care. Some examples of low-value care are name brand drugs, when identical generic drugs exist."

Healthcare

Plans to ensure residential and commercial structures are up to fire code.

Wants to work with insurance companies to inspect older homes on an annual basis.

- Plans to ensure residential and commercial structures are up to fire code.
- Wants to work with insurance companies to inspect older homes on an annual basis.
- Supports fire prevention education.

Fire Safety

Raphael Baker

- The Insurance and Safety Fire Commissioner (Insurance Commissioner for short) oversees the office that regulates insurance companies to make sure they’re following state law.
- The Insurance Commissioner works with insurance companies to set prices for all types of insurance including health, automobile, and home. 
- The Insurance and Safety Fire Commissioner acts as Georgia’s top fire marshal. Their office conducts inspections of buildings and houses to prevent fire outbreaks and keep the public safe. 
- In October 2021, the former Georgia Insurance Commissioner Jim Beck was sentenced to over 7 years in prison for wire fraud, mail fraud, money laundering, and tax fraud. For this reason, corruption is one of the top issues we highlight for this office.
- The Insurance and Fire Safety Commissioner is a statewide position that is elected to four-year terms.