Said, "people of color tend to pay higher car and homeowners insurance premiums." He plans to work with legislators to provide more equitable insurance rates, regardless of race.

Plans to model ethical behavior within the department. Said, "any claims of unethical behavior or corruption will be handled swiftly."

- Said, "people of color tend to pay higher car and homeowners insurance premiums." He plans to work with legislators to provide more equitable insurance rates, regardless of race.
- Supports ending the impact of redlining.
- Plans to model ethical behavior within the department. Said, "any claims of unethical behavior or corruption will be handled swiftly."

Corruption

Wants to work with lawmakers to create affordable health insurance solutions.

Wants to work with car insurance companies to make sure that rates are appropriate and stable for people with clean driving records.

Supports the creation of a fund for individuals that want to open insurance agencies in Georgia, with a focus on "women, people of color, LGBTQIA+ and other underrepresented groups".

Wants to provide educational resources that explain insurance coverage and financial literacy in easily understandable language. He also supports the creation of safe driving initiatives in driving schools and other organizations.

- Wants to work with lawmakers to create affordable health insurance solutions.
- Wants to work with car insurance companies to make sure that rates are appropriate and stable for people with clean driving records.
- Supports the creation of a fund for individuals that want to open insurance agencies in Georgia, with a focus on "women, people of color, LGBTQIA+ and other underrepresented groups". 
- Wants to provide educational resources that explain insurance coverage and financial literacy in easily understandable language. He also supports the creation of safe driving initiatives in driving schools and other organizations.

Insurance

Wants to make sure healthcare is affordable. Said, "Some of my strategies include encouraging carrier competition, advocating for price caps on some services and reduction of the utilization of low-value care. Some examples of low-value care are name brand drugs, when identical generic drugs exist."

- Supports "healthcare as a right." 
- Supports expansion of Medicare.
- Wants to make sure healthcare is affordable. Said, "Some of my strategies include encouraging carrier competition, advocating for price caps on some services and reduction of the utilization of low-value care. Some examples of low-value care are name brand drugs, when identical generic drugs exist."

Healthcare

Plans to ensure residential and commercial structures are up to fire code.

Wants to work with insurance companies to inspect older homes on an annual basis.

- Plans to ensure residential and commercial structures are up to fire code.
- Wants to work with insurance companies to inspect older homes on an annual basis.
- Supports fire prevention education.

Fire Safety

Raphael Baker

Candidate LinkedIn

Atlanta Magazine

Supports holding the insurance industry accountable for detrimental practices.

Wants to ensure fair underwriting practices for home and industrial loans.

- Supports holding the insurance industry accountable for detrimental practices.
- Wants to ensure fair underwriting practices for home and industrial loans.

Wants to create an "intense evaluation process" to determine if an insurance rate increase is justifiable.

Wants to invite insurance companies that will work with vulnerable families, small businesses, and senior citizens to do business in Georgia.

Supports the creation of an assessment tool to compare insurance rates and prices.

- Wants to create an "intense evaluation process" to determine if an insurance rate increase is justifiable.
- Wants to invite insurance companies that will work with vulnerable families, small businesses, and senior citizens to do business in Georgia.
- Supports the creation of an assessment tool to compare insurance rates and prices.

Wants to distinguish 'surprise billing' as a predatory practice and remove blame from affected patients.

Supports caps for health insurance premium rates to ensure affordable healthcare coverage.

- Wants to distinguish 'surprise billing' as a predatory practice and remove blame from affected patients.
- Supports caps for health insurance premium rates to ensure affordable healthcare coverage.

Wants to create ways for citizens to voice their concerns about fire safety, including town hall meetings and annual awareness events.

- Wants to create ways for citizens to voice their concerns about fire safety, including town hall meetings and annual awareness events.

Janice Laws Robinson

Georgia General Assembly 

Wilson Law Firm

Supports prioritizing Georgians over insurance companies' profit margins.

Wants to be an advocate for Georgians when insurance companies try to raise premiums and deny claims.

Said, "Outside of the state legislature, I run my own law practice where I sue

insurance companies when they fail to follow through on their promises."

Said, "For the past 25 years, we've had Republican insurance commissioners that have been bought and paid for by the companies the \[Insurance Commissioner] is supposed to regulate."

- Supports prioritizing Georgians over insurance companies' profit margins.
- Wants to be an advocate for Georgians when insurance companies try to raise premiums and deny claims.
- Said, "Outside of the state legislature, I run my own law practice where I sue
insurance companies when they fail to follow through on their promises."
- Said, "For the past 25 years, we've had Republican insurance commissioners that have been bought and paid for by the companies the \[Insurance Commissioner] is supposed to regulate."

Said, "I believe that health care is a human right and that no one should ever be denied the care they need because they cannot afford it."

Supports Medicaid expansion, saying this will help provide care to over half a million uninsured Georgians and increase funding for hospitals.

Said, "I will also use the existing authority of the commissioner to investigate and audit insurance companies who may be engaging in surprise medical billing, discriminatory practices in setting premiums, and denying payment for necessary mental health treatment."

- Said, "I believe that health care is a human right and that no one should ever be denied the care they need because they cannot afford it."
- Wants to lower monthly bills. 
- Supports Medicaid expansion, saying this will help provide care to over half a million uninsured Georgians and increase funding for hospitals.
- Said, "I will also use the existing authority of the commissioner to investigate and audit insurance companies who may be engaging in surprise medical billing, discriminatory practices in setting premiums, and denying payment for necessary mental health treatment."

Wants to focus inspection and certification of elevators. Specifically, he wants to address elevator safety through better tracking of when elevators are overdue for inspection.

Wants to prioritize fulfilling all of the building safety duties assigned to Insurance and Safety Fire Commissioner.

- Wants to focus inspection and certification of elevators. Specifically, he wants to address elevator safety through better tracking of when elevators are overdue for inspection. 
- Wants to prioritize fulfilling all of the building safety duties assigned to Insurance and Safety Fire Commissioner.

Wants to create "a central marketplace for all insurance providers so Georgia consumers can compare plans".

Said, "\[I want to] ban ZIP code discrimination and redlining to stop insurance companies from charging Black and brown Georgians more because of where the live and what they look like".

Proposed the Fair & Honest Licensure Plan to ensure insurance companies charge "fair and honest" premiums. Under this plan, Matthew would only renew licenses to insurance companies that follow fair and transparent business practices.

- Wants to create "a central marketplace for all insurance providers so Georgia consumers can compare plans".  
- Said, "\[I want to] ban ZIP code discrimination and redlining to stop insurance companies from charging Black and brown Georgians more because of where the live and what they look like".
- Proposed the Fair & Honest Licensure Plan to ensure insurance companies charge "fair and honest" premiums. Under this plan, Matthew would only renew licenses to insurance companies that follow fair and transparent business practices.

Matthew Wilson

- The Insurance and Safety Fire Commissioner (Insurance Commissioner for short) oversees the office that regulates insurance companies to make sure they’re following state law.
- The Insurance Commissioner works with insurance companies to set prices for all types of insurance including health, automobile, and home. 
- The Insurance and Safety Fire Commissioner acts as Georgia’s top fire marshal. Their office conducts inspections of buildings and houses to prevent fire outbreaks and keep the public safe. 
- In October 2021, the former Georgia Insurance Commissioner Jim Beck was sentenced to over 7 years in prison for wire fraud, mail fraud, money laundering, and tax fraud. For this reason, corruption is one of the top issues we highlight for this office.
- The Insurance and Fire Safety Commissioner is a statewide position that is elected to four-year terms.